Learned budget · 8 weeks
Built around your habits
A budget set from where your money actually goes.
How it learnssavvo
Coming soon to Canada
Earn rate · every purchase
0.75%on everythingGroceriesEverything else
Every purchase earns 0.75%
One flat rate. No categories to activate.
See the rateSavvo Prepaid MastercardNo credit check
Savvo Secured MastercardYou set the limit
Two cards, one app
Start prepaid, move to secured when you’re ready.
Your options$500 converted · mid-market
Savvo€461.20
Big bank€448.05
Airport€432.60
0% FX fee
The card to take abroad
Mid-market rates, no foreign transaction fee.
Travel detailsYour console · drag to arrange
Safe to spendScoreGoalsBillsSubs
A console you arrange
Drag what matters up front. Hide what you don’t use.
Open the consoleBudgeting like a pro
Know what’s left before you spend it.
Three things it does for you
Learn more01/ Transparent
budgeting
Explore02/ Cashback on
everything
Explore03/ Credit that
builds itself
ExploreSee where the money actually went, keep the bills covered, and build credit on the card you already spend with.
This weekSafe to spend
$412 left
Bills already set aside
Prepaid MastercardTap to pay
Everyday
Reloads on payday
Spent$86Left$326
Secured cardCredit builder
712 +18
ReportedOn time
9:41
Cashback
0.75%on every purchase — nothing to activate
- Groceries0.75%
- Transit0.75%
- Everything else0.75%
Flat 0.75% back on everything
Every Savvo card earns the same flat 0.75% on every purchase — groceries, transit, a coffee, a flight home. No points to convert, no categories to activate, nothing to remember.
- 0.75% on every purchase, from day one
- No rotating categories, no activation calendar
- Added to your balance automatically
Your call, every time
Then you decide where the rest goes.
Exploreasystemthatworks
Every account, card and bill in one view — so the decision is obvious before the money moves.
Customizable money console
Balances, budgets and bills in one view. Move money or freeze a card without leaving the screen.
Search a merchant, category or statementYour accountSavvo
This month
Money console
FilterExport
Move moneyPay a billFreeze cardNew goal
Safe to spend$412 +$38
Credit score712 +18 pts
Cashback earned$14.20 Flat 0.75%
Subscriptions9 2 unused
Where it went
Every transaction, sorted and categorised as it lands.
- Groceries34%
- Transit12%
- Dining9%
Goals in progress
- Emergency fund$1,240 / $2,000
- Credit limit step-up4 / 6 months
- Winter tyres$310 / $600
- No-spend weekends3 / 4
Run the whole thing from your phone
Move money, pay a bill or freeze a card from the same screen you check your balance on.
Coming at launchiPhone appComing at launchAndroid app
Two cards, one app
PrepaidNo credit check. Load it, spend it, earn on every tap.
SecuredYour deposit sets the limit. On-time payments build history.
Bills, handled:set aside before the date.
0.75%Flat cashback, on everything
$0Foreign transaction fees
2Cards: prepaid or secured
Whether you came to stop guessing where the month went, to build a credit file from nothing, or to keep a little of what you already spend, it all runs from the one screen.
Insights · Live
Spend trends
Where the money went this month, categorised as each transaction lands — not three weeks later.
Guides for building a credit file
What the score reacts to, and the mistakes worth avoiding early on.
Read the blogHear from the people building Savvo — and tell them what your money actually does
Be first in line.
Savvo launches soon across Canada. Waitlist members get their invite first, before the public launch.